In The Branch Payments

Payment can be made at any of our locations during normal business hours. Business hours are typically 8:30 am to 5:30 pm Monday – Friday. We accept cash, checks, money orders, or cashier checks. We also accept debit cards and some prepaid cards at your designated PFS branch for no additional fee.

Regular Mail Payments

Send check, money order, or cashier’s check to the address listed on your statement. Do not send cash via mail.

Phone In Payments

Contact your local branch to make debit card payments during regular business hours with no additional fee.

Mobile App Payments

Download the PFSAUTO® Mobile App to make payments online.

Online Payments

Make a one-time monthly payment or enroll in the recurring payment option. A convenience fee may apply to online payments.

Make Online Payment Now

SC Direct Loans Only: Online payment through our third party payment processor is not available for direct loans obtained at any PFS branch located in SC. A direct loan is when the documents are executed in our office and the funds are advanced to you directly. All other customers that financed the purchase of a vehicle at an automobile dealer in SC (retail installment sales contract) may continue to use online payments. If you experience any problems, please contact your local branch. We regret any inconvenience that may result due to this change; however, you still have several options to make your payment to PFS without incurring fees:

  • By mail with a check or money order.
  • By phone with a debit card during normal business hours.
  • In person with cash, check, debit card, or money order.

Toll free automated payments

Our Direct Pay option provides 24/7 access in order for you to make a payment via our automated telephone system. Simply call 866-996-2876 and have your PFS account number, branch number, and valid checking account ready. A convenience fee may apply to toll free payments.